The first wave of the Nigerian fintech revolution saw a breakthrough in payments processing that unleashed pent up commercial intent and helped to kickstart the first generation of massive Nigerian ecommerce ventures.

Today, a combination of fearless product innovation and relentless advocacy has created tectonic shifts in the regulatory landscape and redrawn the map of financial services offerings to merchants and consumers, paving the way for everyone from established businesses to Instagram and WhatsApp vendors to cash in.

The range of possibilities continue to expand, powered by innovative uses of USSD, blockchain, artificial intelligence and machine learning technologies to create solutions in lending, wealth management, insurance, lifestyle and more. And millions of dollars in venture capital are pouring into Nigerian fintech from investors and global financial interests from all over the world that are keen to participate in the ventures with not just the potential to succeed in Africa’s most populous nation, but also scale across the continent.

After the age of financial service pioneers like Interswitch and Paga, and fintech upstarts like Paystack and Flutterwave, what happens next? TechCabal is convening a forum that looks at the next generation of financial technologies in Nigeria, through the eyes of the next generation of fintech entrepreneurs and investors.

This is Nigeria’s fintech future. Brought to you by TechCabal, in partnership with Softcom.

Watch the trailer

Download the presentations

Nigeria’s Fintech Future by Bankole Oluwafemi, Techcabal
Buycoins, by Timi Ajiboye, Bitkoin Africa
Legacy vs Startups, by Mimshach Obioha, Ventures Platform
Eyowo, by Tomi Amao, Softcom


Adia Sowho
MD, Mines.io

Adia Sowho is the Managing Director, Nigeria for Mines: a machine learning-powered digital credit platform.

Previously, she was the Director of Digital Business at 9mobile (formerly Etisalat Nigeria) where she was responsible for partnering with startups to deliver mobile content, advertising, financial and API services.

Adia decided to tackle the challenge of addressing consumer credit for 90 million Nigerians after failing to find an app to travel back in time to see Michael Jackson perform live, despite 10X’ing the digital business at 9mobile.
Apparently, being a former management consultant, radio frequency engineer and a Kellogg MBA doesn’t help bend space-time.

Yvonne Johnson
Fintech Angel Investor

Yvonne Johnson is a strategic thinker with a demonstrated ability to influence change by leveraging innovative solutions. She comes with over a decade of leadership experience supporting executive management on strategy within the Financial Services industry. Most recently, Yvonne led the Strategy team of a Tier 1 Nigerian banking group. She received her MBA at the Kellogg School of Management where she graduated on the Kellogg Dean’s List and was a recipient of the Donald P. Jacobs International Scholarship.

At the Bank, Yvonne led the Strategy function for the Commercial Banking Group including its local and international subsidiaries. Notably, she led the efforts in defining a Digital Finance strategy for the Bank including the launch of its first ever innovation hub.

An Honors graduate of the University of Toronto, her previous work experience includes Merrill Lynch Investment Banking, Diamond Management & Technology Consultants as well as Community Lab in New York, where as Director of Process & Execution strategy, she worked directly with the CEO of this non-profit organization to define their overall implementation strategies and negotiate partnerships with local development agencies. Yvonne is also a successfully early stage investor/adviser in Pan-African technology start-ups.

Titi Odunfa Adeoye
MD, Sankore Investments

Titi Odunfa Adeoye is the Founder and Managing Director of Sankore Investments, an investment platform that deploys capital across a range of asset classes on behalf of individuals and institutions. Sankore also runs an innovation arm that focuses on building new ventures and enabling early stage enterprises in areas that are strategically important to the firm.

Prior to founding Sankore Investments, Titi was Head of Investment Strategy at Zenith Capital, the investment banking subsidiary of Zenith Bank Nigeria. In her role, she led teams responsible for investment management, research, and new product development within the asset management business.

At Goldman Sachs in New York, Titi worked as a member of a team responsible for investment strategy, tactical asset allocation and portfolio advisory services for private funds. In this capacity, she developed research and investment expertise across a range of geographies and asset classes.

Her experience also covers restructuring, consulting, accounting and auditing with KPMG Consulting and PricewaterhouseCoopers in Washington DC.

She holds a Master degree in Business Administration (MBA) from Harvard Business School, a Bachelor of Business Administration (BBA) in Accounting (summa cum laude) from Howard University and is a Certified Public Accountant.

Olugbenga Agboola
CEO, Flutterwave

Olugbenga Agboola is a Senior Entrepreneur with 14 years of experience in building scalable financial technology firms. He is the Co-Founder & CEO of Flutterwave.; a post Series A payments technology company headquartered in San Francisco with operations and offices across Africa and Europe. Flutterwave was launched over two years ago with the goal to build digital payments infrastructure for Africa and enable businesses receive or make any payments across Africa and globally. In two years of operations, Flutterwave has processed over $2.4B across all product platforms and has been the recipient of several prestigious awards including the “Best Technology Platform” as awarded by The Asian Banker, the “Top 100 Fintech Firms” among others.

Prior to cofounding Flutterwave, Olugbenga contributed to the development of fintech solutions at several tech companies and financial institutions such as PayPal, Standard Bank, among others. He is a serial entrepreneur with two successful exits under his belt. He is a software engineer with a with a Master Degree in Information Technology Security & Behavioral Engineering and an MBA.

Tomi Amao
CIO, Softcom

Tomi Amao joined Softcom from computer networking company Cisco Systems, where he worked as a Senior Cybersecurity Systems Engineer. Prior to that, he worked in the same role at Fortinet, a pure play cybersecurity company, responsible for the technical success of its West African business.

As CIO at Softcom, he is in charge of managing the innovation process within the organization, identifying business opportunities and supporting best practices. Tomi holds a B.Eng. in Electrical and Electronics Engineering, and is currently studying Computer Science at Stanford University. He holds many industry certifications, including being a Cisco Certified Internetwork Expert for over the past ten years.

Dr. Yinka David-West
Lagos Business School

Dr Olayinka David-West is a Senior Fellow in the Operations, Information Systems and Marketing Division of Lagos Business School (LBS) and a member of the LBS Management Board. She is also a renowned industry consultant in the area of Digital Financial Services, Information Systems Planning, E-Business, among others.

Dr Olayinka David-West currently directs the Sustainable and Inclusive Digital Financial Services (SIDFS) initiative at LBS. The initiative conducts research and convenes leaders and decision makers in the financial services ecosystem with the goal of catalysing financial inclusion and enhancing the delivery of digital financial services in Nigeria. Through the initiative, she continues to work with organisations, such as the Bill and Melinda Gates Foundation and MasterCard Center for Inclusive Growth, on initiatives promoting financial inclusion as well as entrepreneurship in Nigeria.

She is a governing council member of the Fintech Association of Nigeria and a digital money specialist certified by Digital Frontiers Institute and the Fletcher School of Law and Diplomacy, Tufts University.

Dr Olayinka David-West holds a Doctorate in Business Administration (DBA) from Manchester Business School; and an MSc in Business Systems Analysis and Design from City University, London.


10:00 – 11:00 Registration and Softcom product tour
11:00 – 11:05 Welcome
11:05 – 11:40 Fintech innovation showcases
11:40 – 11:50 Fintech 2.0 context setting presentation
12:00 – 12:40 Theme panel session
12:40 – 01:10 Panel Q&A
01:10 – 02:30 Closing reception

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