Having a reliable payment solution is crucial for smooth online transactions whether on-the-go payments, daily expenses, or recurring payments. While debit and credit cards have risen in the past decade to become the standard, they sometimes take too long to request. Debit cards also incur high transaction fees when paying on international websites and recent bans on some local cards, like the Naira debit card, for international transactions have put a limit on how many users can spend their money online.
Virtual cards came to the rescue due to this. However, virtual cards offered by some banks and fintechs have limitations on where you can use them, and some platforms charge additional fees for using virtual cards altogether. This inconvenience, lack of transparency, and flexibility can be a burden for users, hindering their online shopping and payment experience.
That is why Geegpay, a fintech company catering to freelancers, remote workers, entrepreneurs, and businesses conducting international transactions created a solution to address these payment needs. Geegpay’s Virtual Dollar Cards are prepaid virtual cards that you can create instantly for $1. They are a secure and convenient alternative for online transactions, allowing users to shop on any website, pay bills, and manage expenses with ease.
Let’s explore everything you need to know about Geegpay’s Virtual Dollar Card and why users are raving about it.
How do the Geegpay Virtual Dollar Cards work?
The Geegpay USD Cards work like your traditional debit card but they exist only in virtual form on the Geegpay app making it ideal for online transactions. They are powered by Mastercard. Users can make purchases on different websites and platforms, sites like Amazon, Shein, Aliexpress, and Zara, popular gaming platforms like Xbox and Playstation game stores, streaming services like Netflix, Spotify, and Apple Music, payment for school fees, IELTS, and more.
Geegpay also allows you to receive funds into your virtual card from platforms like Stripe, Deel, Fiverr, Brex, and Upwork instantly. It’s faster than receiving into your virtual wallets and if you do not want to spend the funds yet, you can withdraw it back into any of your Geegpay virtual wallets by selecting the card, tapping withdraw, entering the amount you want to withdraw and confirming the transaction by tapping “Withdraw Funds”. Geegpay also offers one of the most competitive exchange rates compared to other fintechs and the app automatically calculates and converts so you can see what amount you’re withdrawing.
How can I get the Geegpay virtual dollar card?
You can create a Geegpay’s Virtual Dollar Card instantly on the Geegpay app. First, download the app from your App Store or Google Play Store, sign up for an account, and complete the KYC verification process. Once that is done, go on to create the card.
Here’s how:
- Log in to the Geegpay app
- Select Cards on the Dashboard
- Tap Create New to create a card
- Select a card colour
- Name the card
- Pay the $1 one-off card creation fee
Now you’ve created your card. You can create up to three virtual cards and use them for different purposes making it easy to organise and manage your expenses.
How can I fund and use the Geegpay virtual dollar cards?
Once you’ve successfully created your virtual dollar card, you can use it instantly to make payments. But you’ll need to fund it first. The minimal amount you can add at a time is $2 and you can add funds directly within the app from any of your wallets including your NGN wallet.
Here’s how:
- Log in to the Geegpay app
- Select “Cards” on the Dashboard
- Select the card you want to fund
- Tap “Add funds to card”
- Enter the amount you want to add and select the wallet you want to add from
- Tap “Add funds”
Once funded, you can use their Virtual Dollar Cards for online transactions at your favourite retailers and service providers. To pay with a particular card, you need to enter the info for that card into the website payment page you’re shopping from. Be sure to enter the details of the card you want to use to avoid any hiccups. To find your card details:
- Tap “Cards” on the Geegpay app dashboard
- Choose the card you want to pay with
- Select “View card details”
- Enter your password to view details
- You’ll find the card details like card number, CVV, expiry date, billing address info
- Copy each of these into the appropriate field on the website you’re paying from
Additionally, Geegpay’s Virtual Dollar Cards can be added to mobile wallets like Apple Pay and Google Pay and used for contactless payments when shopping in local stores abroad
For iPhone users, you can add the virtual dollar card to your Apple Pay wallet by tapping the Add button (+) sign in the wallet app. Next, enter the card details and follow the on-screen instructions to verify your information
For Android users, you can add your card to Google Pay by tapping the add sign, then selecting “Payment card” from the list of options and simply entering the details of the card. Once you’ve entered your card information, tap “Save” at the bottom of the screen and follow the on-screen instructions to complete the verification process. Whether you’re grabbing coffee or picking up groceries you can now simply open the Apple Pay or Google Pay wallet and tap to pay.
What are the charges associated with the Geegpay virtual dollar card?
One of the things that set Geegpay’s Virtual Dollar Cards apart is its affordable pricing. Users incur a one-time fee of just $1 to create a card which is the lowest price compared to other virtual card providers. There are also no maintenance fees or charges for funding your card and you can fund as high as you want or as low as $2. Additionally, Geegpay’s Virtual Dollar Cards do not impose transaction fees, except for the standard cross-border processing fee imposed by Mastercard.
How secure are the Geegpay virtual dollar cards?
Geegpay Virtual Dollar Cards are equipped with robust security features to protect users’ transactions. They are powered by Mastercard and utilise 3D Secure (3DS) technology which requires an extra authentication step for every purchase. Users can also freeze their cards instantly from the app if they suspect any suspicious activity. These security measures give the users peace of mind and confidence to enter their card details on global sites to complete payment.
What are users saying about the Geegpay dollar card?
Some of the things users love about the Geegpay USD Virtual Cards are
- Affordability: Geegpay’s Virtual Dollar Card’s one-time card creation fee of just $1 makes them highly cost-effective compared to other virtual card options.
@iamnzere, on Twitter, said, “The best dollar card you can get for international transactions is from Geegpay. Very affordable ($1), easy and fast to get (Less than 1 minute), best rates. They have the most efficient customer service team. You can’t get it better elsewhere.”
- Ease of Use: The seamless onboarding process, friendly user interface, and how easy it is to set up and use Geegpay’s Virtual Dollar Cards.
@folaquadri said, “The ease with which I created my virtual dollar card on Geegpay is unprecedented. It was seamless. As long as you have all the required info, you’re good to go. Simple but elegant UI too. Navigation on the app is smooth.”
- Global Acceptance: Geegpay’s virtual dollar card is universally accepted so it gives them the freedom to shop or pay online at millions of sites and platforms worldwide.
@Preshh0 said, “Paid my school fees with Geegpay’s virtual card and it reflected immediately.”, @ottodani18 said, “Geegpay has finally brought back their USD virtual card option. It even works for Amazon and the rest, beautiful.” And @SYL_universe said, “I was finally able to subscribe to Azure using Geegpay’s dollar card after trying various other cards without success.”
- Instant Payment and Fund Transfers: Payment with the card is instant and users can also receive funds instantly (from platforms like Stripe, Deel, Fiverr, and Upwork) eliminating waiting periods for withdrawals.
@mojeedx360 said, “Used the Geegpay virtual card for the first time. Fast and reliable.”
Final Thoughts
Geegpay’s Virtual Dollar Cards offer a comprehensive solution for individuals and businesses looking for a secure and convenient way to manage their online transactions. With their affordability, ease of use, global acceptance, competitive exchange rates, and integration with existing payment platforms, Geegpay’s Virtual Dollar Cards have proven to be the preferred choice for users.
