UK-based Money Service Business (MSB), Tetrad Incorporation Limited hosted its inaugural partner event on Friday, November 21, 2025, at Radisson Blu Hotel, Ikeja. The event, “Tetrad Business Connect: Powering the Future of Payment”, emphasised that the future of African cross-border payments will be defined not just by speed and low cost, but by an unwavering foundation of trust.
Under the theme, “Building Trust. Driving Connection. Enabling Growth,” Tetrad brought together fintech leaders, compliance experts, and its partners to discuss the shifting landscape of international money transactions, a sector that sees Nigeria playing a pivotal role with its globally dispersed population.
Scaling the diaspora corridor with trust
Tetrad specialises in providing simple, fast, and secure cross-border payment solutions, empowering individuals and businesses to send and receive money globally.
In his welcome address, Wale Oyewo, CEO of Tetrad, highlighted the company’s mission, noting that Tetrad is built on a simple mission to make cross border payments seamless, secure and stress free for businesses. He also disclosed a significant milestone for the company: “This year alone, because of your support, referrals and your loyalty, we have processed over 200 billion [Naira].”
He underscored that in the business, trust remains the non-negotiable asset.
“You can’t over emphasise how trust is a key currency in this business, because people want to leave their money with you and have the peace of mind,” Oyewo said.
The keynote: Trust as the core product
The central importance of trust was further amplified by Dotun Daniel Adekunle, COO/ CTO of Opay, during his keynote session titled “Trust Without Borders: Powering the Future of Payments.” Oyewo said that in the new era of payments, the customer’s feeling is the true metric.
“Trust is the real product. It is a real value. It is about the feeling that your application evokes,”Oyewo said.
He also said that the stability of the underlying technology is the silent multiplier of this value: “Every failed transaction is trust eroded. Every seamless transaction is trust multiplied. Trust is the real product that we have when our systems are stable, people don’t just transact, they build habits, and habits are the foundation of trust,” he added.
RegTech and stablecoins: The future levers
The panel discussion, “Trust & Transparency: The Foundation for Growth,” explored how regulatory compliance and emerging technologies are converging to create a more efficient ecosystem.
Kehinde Titiloye, Head of the Financial Crime Operations at Multigate, stressed the need for compliance officers to evolve with the technology they govern.
“There’s a need for the control team—Financial Crime and Compliance—to understand technology if they are going to exist or continue to work in the financial ecosystem, because the financial ecosystem is already on autopilot,” Titiloye said.
He also discussed the creation of a specialised role to bridge the gap between innovation and regulation, suggesting there is a need for almost all cross-border payment entities to have reg tech officers, individuals with a strong understanding of how technology affects regulation.
On the technology front Oyewo shared his prediction for a significant shift in the next five years: the increasing adoption of digital currencies will transform the operations of cross-border transfers. He added that stablecoins are generally cheaper and a “very light way in which you can exchange currencies without much heavy lifting.”
The compliance team at Tetrad also affirmed their commitment to responsible innovation. Ifeoluwa Oluyemi spoke about the balance between regulatory adherence and rapid customer onboarding.
“We are going to be using AI responsibly in Tetrad. We will control what AI is controlling,” Mr. Ife affirmed, highlighting the importance of a human-in-the-loop approach to new technology.
Kehinde Titiloye of Multigate closed the regulatory debate by reiterating a simple, foundational principle for any business looking to enter a new market: “The most important thing when entering a market is a feasibility study, but compliance must always drive the show.”
Industry leaders stressed the necessity of stability and pointed out that Tetrad is building a resilient trust-based financial infrastructure that is ready for the transformation that stablecoins, responsible AI use, and embedded RegTech will bring to the African payment ecosystem in the future.
