2026 Predictions

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“In 2026, with fraud no longer a major distraction, fintechs will return to massive growth and innovation.” – Adedeji Olowe

Muktar Oladunmade

6th Feb, 2026
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“After a decade of asset-light evangelism, 2026 will mark the return of the balance sheet as a competitive advantage.” – Olivia Gao

Muktar Oladunmade

6th Feb, 2026
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“In 2026, Africa’s tech ecosystem will see a further acceleration of strategic mergers and acquisitions.” – Lola Masha

Muktar Oladunmade

6th Feb, 2026
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“In 2026, we’re going to cross the $1 trillion threshold in tokenised real-world assets, including stablecoins.” – Seun Lanlege

Muktar Oladunmade

6th Feb, 2026
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“In 2026, AI will make organisational failure arrive faster.” – Adia Sowho

Muktar Oladunmade

6th Feb, 2026
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“In 2026, Nigeria’s fintech regulators are likely to deepen support for interoperable QR and instant funds transfer at merchant points of acceptance.” – Emmanuel Ojo

Muktar Oladunmade

6th Feb, 2026
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“In 2026, the most valuable AI deployments in African tech will shift away from experimentation…” – Yewande Odumosu

Muktar Oladunmade

6th Feb, 2026
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“In 2026, cybersecurity will emerge as a standalone investment category in African tech.” – Uwem Uwemakpan

Muktar Oladunmade

6th Feb, 2026
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“In 2026, I expect AI tutors to evolve into fully capable multimodal learning companions” – Boye Oshinaga

Muktar Oladunmade

6th Feb, 2026
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“In 2026, I expect public health and development systems to accelerate the shift away from labour-intensive models” – Scott Dubin

Muktar Oladunmade

6th Feb, 2026
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“In 2026, African regulators will stop tolerating scale without operational control across critical digital infrastructure sectors, especially payments.” – Nikolai Barnwell

Muktar Oladunmade

6th Feb, 2026
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“In 2026, I expect the venture studio model to gain stronger recognition as a legitimate asset class” – Leslie Ossete

Muktar Oladunmade

6th Feb, 2026
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“In 2026, stablecoins will increasingly function as primary financial accounts for individuals and SMEs in emerging markets” – Efayomi Carr

Muktar Oladunmade

6th Feb, 2026
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“In 2026, I expect the normalisation of instant, local-currency cross-border settlements for African SMEs…” – Austin Okpagu

Muktar Oladunmade

6th Feb, 2026
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“In 2026, non-fintech sectors will increasingly monetise through embedded finance” – Philippe Griffiths

Muktar Oladunmade

6th Feb, 2026
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“In 2026, value capture in Africa’s digital media ecosystem will continue to shift toward creator-led, direct-to-fan and ad-supported platforms” – Chimgozirim Nwokoma

Muktar Oladunmade

6th Feb, 2026