The fintech app solving Africa’s international payment challenges, with zero fees and instant settlements
For Africa’s freelancers, startups, and crypto-native operators, Roam promises instant USD accounts, guaranteed stablecoin conversion, and local payouts without P2P risk or hidden FX spreads.
For years, Africans earning in dollars or crypto have had to choose between losing money to bad FX rates or risking it with peer‑to‑peer traders. Roam, a financial platform built on Maplerad’s licensed infrastructure, is betting that a simple USD bank account plus instant stablecoin conversion can change that trade‑off.
The problem Roam solves
Freelancers, entrepreneurs, and businesses across Africa increasingly work with international clients and receive payments in both traditional USD and stablecoins like USDT, USDC, and PYUSD. Yet traditional conversion methods are expensive, slow, and often scam-ridden, eating up 10-15% of transaction value through hidden fees and poor exchange rates.
For years, peer-to-peer traders have been the default solution for Africans converting crypto to local currency, but it’s a system built on risk. P2P platforms are riddled with scammers posing as legitimate traders, inconsistent exchange rates that change mid-transaction, and payment delays stretching hours or even days. Users frequently face frozen funds, disputed transactions, and the constant anxiety of trusting strangers with significant amounts of money.ROAM eliminates the P2P middleman entirely. There’s no waiting for traders, no negotiating rates, no wondering if payments will arrive. The platform provides direct USD banking and instant stablecoin conversions, all in one app.
How it works
ROAM offers two powerful solutions in one platform:
FDIC-Insured USD Bank Accounts: Open a US dollar account in your name within minutes. Send money to the US instantly. Receive payments from international clients directly. Convert to NGN or XAF whenever you’re ready, with complete control and zero conversion fees.
Stablecoin Deposits: Receive USDT, USDC, or PYUSD from anywhere in the world. Stablecoins automatically convert to USD at a guaranteed 1:1 rate in your wallet. Hold funds securely or convert to local currency in seconds.
Every transaction displays live exchange rates upfront. No hidden deductions. No surprises. Just transparent, instant conversions that give users complete control over their money.
Who’s Roam built for?
The platform serves a diverse user base navigating Africa’s multi-currency economy:
Freelancers & Digital Nomads: Receive payments from international employers via your FDIC-insured USD bank account or in stablecoins, then convert only what you need to local currency.
Business Owners: Send and receive business payments to and from the US. Accept crypto payments globally. Hold in USD and convert for operations when ready.
Crypto Traders: Easily move profits from exchanges via stablecoins into spendable local currency without P2P risks.
Everyday People: Receive funds from abroad, send money to friends and family in the US hassle-free, and manage multiple currencies effortlessly.
Why you’ll love Roam
Transparency First: See live conversion rates, clear limits, and instant confirmations for every transaction.
Competitive Rates, Zero Fees: No hidden deductions. No conversion charges. Your 100 USDT stays $100.
Security You Can Trust: Biometric login, PIN protection, and real-time alerts on every transaction keep your money safe.
How to get started
- Download Roam on iOS or Android
- Verify your identity, quick and easy
- Open your free FDIC-insured USD bank account
- Send and receive money from the US, or receive stablecoin deposits
- Convert to NGN or XAF anytime, instantly
Roam is available for download on iOS and Android. Learn more at withroam.app
Stablecoin services are subject to availability and regulatory compliance. Roam is a financial technology platform operating in partnership with licensed institutions.
