Purchasing BNB with a credit card in the United States has never been easier than in 2025. If you’re wondering where to buy BNB, Paybis really makes it simple. After signing up and passing a quick verification, select BNB on BEP-20, enter your wallet address, and use your Visa or Mastercard (yes, 3-D Secure, and more). Wait a couple of minutes, and BNB is transferred into your wallet. The technology behind the powerful platform enables fast transactions.
Purchase guide with credit card on Paybis
The guide below outlines the steps US users need to take to buy BNB on Paybis.
- Sign up on Paybis & verify ID
First, you have to go to Paybis and create an account with your email and phone number. After you confirm your email, you will be asked to complete the KYC verification that is required for card payments.
For this, you’ll need a recognized government-issued ID. It can be a passport or a driver’s license. Also, you’ll need to submit a selfie or a biometric check to verify your identity. Bonus tip: check that your credit card’s billing address matches the one you provided.
US users need to authenticate card payments with 3-D Secure, which may require a bank SMS code or app confirmation. Please note that Paybis may be restricted in some US states, so make sure your area is covered before you proceed.
2. Input transaction details
Once verified, you can proceed to the actual purchasing:
• Choose BNB from the list of supported assets.
• Enter the USD amount you’d like to purchase.
• Select BNB Smart Chain (BEP-20) as the network.
It is important to remember that BEP-2 and BEP-20 are not the same. For Paybis purchases, always use BEP-20 addresses.
Before confirming the transaction, Paybis will show you:
• Current exchange rate.
• Service fee.
• Network fee.
• Minimum and maximum limits.
Finally, you will need to confirm that your wallet supports BEP-20 BNB (for example, MetaMask or Trust Wallet).
3. Enter BNB wallet address & credit card (Visa/mastercard)
Now, you will be asked to provide two important details:
• BNB BEP-20 wallet address: copy and paste it carefully. If you are a first-time user, test the system with a small $1 transfer.
• Card details: enter your Visa or Mastercard number, expiration date, CVV, and billing address.
• At checkout, you’ll be asked to complete a 3-D Secure verification. This could take the form of an SMS code sent from your bank or an in-app confirmation directly from your banking app.
Tips to prevent fraud:
• Ensure that your Paybis account and the credit card used belong to the same person.
• Never use corporate or shared cards.
• In the case of a declined payment, make sure that the details supplied, including AVS and CVV, are correct. Fixing these usually solves the problem instantly.
4. Review Fees & Confirm
Finally, review your order on the summary screen. You’ll see:
| Detail | Example Value |
| Exchange Rate | 1 BNB = $580 |
| Paybis Service Fee | 2.49% |
| Network Fee | 0.000375 BNB |
| Estimated Arrival | 5-15 minutes |
Once confirmed, you’ll get a receipt in your Paybis dashboard and a transaction hash on BNB Chain Explorer. Always double-check that you’re sending BNB to a BEP-20 address. Sending to the wrong network may result in a permanent loss.
BNB Tokenomics: On-chain metrics
Beyond the buying process, it’s important to understand BNB’s fundamentals. Below are three key tokenomics views for 2025.
Correlation with BTC/ETH
BNB often follows broader market trends. Here’s how it correlates with BTC and ETH.
| Window | ρ(BNB, BTC) | ρ(BNB, ETH) | Notes/Implications |
| 30D | 0.72 | 0.81 | Short-term high beta; risky for hedging. |
| 90D | 0.65 | 0.77 | Still strongly linked to ETH due to DeFi. |
| 180D | 0.58 | 0.69 | Lower long-term correlation; useful for diversification. |
Source: Coingecko correlations, 2025.
Circulating vs. max supply
BNB uses an auto-burn mechanism plus BEP-95 to gradually reduce supply.
| Metric | Value (2025) |
| Circulating Supply | 147M BNB |
| Initial Supply (Max) | 200M BNB |
| Total Burned to Date | 53M BNB |
| % Burned | 26.5% |
| Burn Mechanisms | Quarterly Auto-Burn + BEP-95 |
Source: BNB Burn, BNB Chain 2025.
12-month BNB supply projection
| Month | Starting Supply | Issuance | Estimated Burn | Net Change | Ending Supply |
| Jan 25 | 147M | +0.5M | -0.7M | -0.2M | 146.8M |
| Jun 25 | 146.8M | +0.5M | -0.8M | -0.3M | 146.5M |
| Dec 25 | 146.5M | +0.5M | -0.9M | -0.4M | 146.1M |
Projection assumes average quarterly auto-burn of 0.8M BNB.
FAQ
Can I use a credit card to buy crypto in the USA?
Yes. Platforms like Paybis allow Visa and Mastercard purchases. You must, however, complete KYC.
Why can’t I use my credit card on Binance?
US regulations restrict Binance purchases, while Paybis is a compliant alternative.
What is the best crypto Visa card?
It depends on your needs, but options like Crypto.com or Coinbase Card are popular for US users.
Is it smart to buy crypto with a credit card?
While it’s convenient to buy crypto with a credit card, you may be charged higher fees. Be sure to always check the costs involved before confirming a purchase.
Disclaimer:This is a paid press release from Paybis. TechCabal has not independently verified the claims made in this release. Read with discretion.
