Leading African fintech Carbon has unveiled Carbon Nexus, a new payment collection and management platform designed to tackle one of the biggest pain points for Nigerian businesses — messy reconciliations and unreliable payment tracking.
Announced at Lagos Startup Week, Carbon Nexus gives entrepreneurs, startups, and growing businesses an embedded financial tool to manage payments with real-time visibility, flexibility, and automation — all without the usual operational headaches.
“Nigerian businesses lose too much money and time because they can’t see who’s paid, when, or how much,” said Ngozi Dozie, CEO and co-founder of Carbon. “Carbon Nexus is our answer — a plug-and-play payment infrastructure that delivers what every business needs: clarity, control, convenience, and confidence.”
How it works
Carbon Nexus provides businesses with virtual accounts for each customer, enabling granular, real-time tracking of payments received in full or in parts. It’s ideal for businesses with staggered payments or high transaction volumes — from schools and retail to estate managers and online sellers.
Startups building apps with a financial component can also embed Carbon Nexus into their products — without needing a banking license or complex backend integrations.
No code. No paperwork. Go live in minutes
Built for modern entrepreneurs, Carbon Nexus requires no coding or lengthy onboarding. Businesses sign up, get verified, create virtual accounts, share payment details, and start tracking inflows instantly.
Credit when it counts
A unique advantage: Nexus can even extend credit to trusted customers who can’t pay in full upfront, so businesses don’t lose revenue from loyal clients — a feature designed to keep cash flow steady.
Providing real value across sectors
● Retailers & Wholesalers: Collect pre-orders or bulk payments flexibly.
● EdTech & Training Providers: Accept tuition in installments.
● Property Managers: Collect rent, dues, or project contributions.
● Communities & Faith Groups: Manage pledges, tithes, or event funds.
● Tech Startups: Embed virtual account functionality into apps or platforms.
Availability
Carbon Nexus is now open to businesses across Nigeria. To learn more or integrate Nexus into your workflow, email us at sme@getcarbon.co.
About Carbon
Founded in 2016, Carbon is one of Africa’s pioneering digital banks, providing millions with smart, accessible financial services — from instant credit to payment infrastructure like Nexus. The company’s mission is simple: build the financial tools that help Africans thrive.
