Marcello Schermer

Achieving financial Inclusion and cashless societies have been on the agenda of governments and other stakeholders across Africa for the past few years – with varying success across the board. Despite many efforts, most African countries’ bank account penetration sits below 30% of their population. A picture that only changes in some countries once mobile […]

Many cashless society initiatives don’t really solve merchant problems. The solutions that will win in the end will be the ones that can combine payment services with value-added services to help the merchant make more money and the consumer pay in a more effective and rewarding way.