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Various applications are making it easier by the day to buy airtime, pay utility bills and conduct basic financial transactions without physically visiting the banking hall. Yet so many still spend time scratching recharge cards, and standing in line when they can reload their airtime within seconds and pay their PHCN or DSTV bills right from their phones, anytime and anywhere.

If you are one of those people, we’ve created a handy list of apps so that you will never have to stand in line again, or worry about where to buy airtime, even in the middle of the night. All of these apps are available for Android devices. Click on any of the headings to find out more and download them.

Paga

paga

 

The Paga Android app offers users the ability to execute a wide range of financial transactions. Users can buy airtime on major networks, pay bills (DStv, GOtv, StarTimes, PHCN, SWIFT), as well as send and receive money.

Pocket Moni

Pocket Moni

 

 

The Pocket Moni app allows users have access to their send and receive money via their bank accounts. But that’s not all. Users can buy airtime on all the major Nigerian networks and pay utility bills for the most popular services.

QuickTeller Classic

Quickteller Classic

 

QuickTeller Classic, by Interswitch, works with Verve branded cards. Customers can make payments for utility bills, buy airtime, service for pay-TV subscriptions and more.

Diamond Bank

Diamond

The Diamond bank mobile app has a platform for customers to make bill payments (such as DSTV, PHCN etc), purchase airtime, and conduct funds transfer within Nigeria. Users are required to have their Diamond bank accounts and an Online User ID.

UMobile

UBA

The UBA banking mobile app for Android allows users make bill payments and execute  airtime recharges. The app requires a UBA account to function.

GT Bank

gtbank

This app is one of the first mobile banking apps to incorporate airtime recharges, bill payments and bank transfers. Naturally, the user will need a GTBank account. Most transactions require the use of a GTBank token.

Union Bank

 

union bank

The Union mobile banking application for Android phones and tablets gives customers access to check their account balances, pay bills into employees’ accounts, conduct funds transfers, deposit cheques, locate ATMs/nearby branches and other financial services. The service is currently offered to personal/small business banking account holders.

Topup Genie

Topup Genie

 

Topup Genie does only one thing; recharge your mobile phone with airtime in seconds. But it also has other features that supercharge that experience, such as the flash4credit feature which allows a user recharge a predefined amount of airtime by simply flashing a number. Also, a Topup Genie subscriber can schedule top ups to occur automatically, say every week.

This post is brought to you in partnership with gidiapps.com, an app store that curates locally developed applications and applications Nigerians use the most. Discover great apps to use in Nigeria at Gidiapps.com.

Image: Jarmoluk Via Pixabay

Olumuyiwa Coker Author

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