The African fintech space is growing fast. Ideas are no longer just prototypes; they are billion-dollar businesses. Disruption is no longer just a word; it’s a cultural moment.
But innovation without trust leaves a gap. That’s precisely the space TGIPay wants to fill. In this exclusive sit-down with Mr. Olumide Adebowale, Chairman of TGIPay, we dig deeper into the strategy behind the company’s launch, how it aims to reshape digital commerce, and why the African financial market is ready now more than ever for what TGIPay has to offer.
Q: TGIPay has just launched, but it’s already being seen as a significant game-changer in the payments space. How did the idea begin?
Mr. Adebowale:
This launch might feel sudden, but it’s actually been three decades in the making. The foundation of TGIPay began as a dream over 30 years ago. At the time, I didn’t know how, when, or in what form it would become reality. But I knew one thing: it had to be a solution that would simplify complex financial experiences for businesses while earning their trust.
Fast forward to today, that dream has thoughtfully evolved into TGIPay, purposefully engineered to help Africa build reliable financial systems powered by innovation, security, and scalability.
Q: The African fintech landscape is evolving fast. What makes TGIPay different from the existing players?
Mr. Adebowale:
What makes us different isn’t necessarily a question of being new; it’s intentionality. We didn’t create TGIPay to simply add another payment option in the market. We built it to sustain trust at scale.
In Africa, everyone can build an app, but not everyone can do it with accountability and foresight. TGIPay is built with a deeply secure architecture, PCI DSS certification, military-grade data protection, multi-channel flexibility from USSD to cards, and real-time settlements for merchants. It does all the hard work in the background, so businesses simply work.
Q: There are many businesses that still struggle with payment delays or lack of transparency. How does TGIPay respond to this?
Mr. Adebowale:
It starts with respect. We respect that every transaction is someone’s livelihood. So we built a smart settlement system that gives merchants real-time notifications from the moment payments land. Whether you’re a small business owner or a large-scale enterprise, you know exactly where your money is and when. It’s transparency by default.
Q: Let’s talk about trust, as you’ve mentioned it multiple times. Why is trust such a central part of your launch narrative?
Mr. Adebowale:
Trust is the heartbeat of financial technology. Without trust, software is useless. If customers don’t trust your platform, your security, your speed, or your commitment, you won’t survive long. TGIPay is built on a foundation of trust, because we know payment confidence is not about what you build but what people believe about what you build.
Q: What role do partnerships play in TGIPay’s vision?
Mr. Adebowale:
Fintech is not a solo race. TGIPay doesn’t intend to replace banks, fintechs, or the partners that came before us; we build alongside them. Our relationships with banks, processors, the Central Bank, and even global tech collaborators prove that it takes an ecosystem to advance financial trust and inclusion.
Q: With multiple markets and currencies across Africa, how does TGIPay plan to remain consistent and scalable?
Mr. Adebowale:
Our flexibility is built into our codebase. TGIPay’s architecture was designed with Africa’s diversity in mind, from infrastructure variations to different currencies, languages, and regulations. We have the technical and strategic backbone to scale digitally and compliantly.
Q: This launch was heavily attended by the fintech community and government. How important is regulatory alignment to your mission?
Mr. Adebowale:
Hugely important. Regulation is not the enemy; it’s the bridge. You can innovate all you want, but without trust from regulators, consumers, or businesses, you won’t scale ethically or sustainably. A safe financial future needs cooperation.
Q: Beyond payment collections, will TGIPay explore lending, merchant tools, or embedded finance later in its roadmap?
Mr. Adebowale:
Absolutely. What we’ve launched today is just phase one of a broader ecosystem play. We envision a world where TGIPay enables credit, smart business insights, embedded finance solutions, and cross-border commerce, all from a unified dashboard. We are building a payments spine that other sectors can plug into.
Q: What do you believe Africa will gain if more companies adopt solutions like TGIPay?
Mr. Adebowale:
Efficiency. Speed. Growth. And probably most importantly, confidence. When businesses trust payments, they invest more. When consumers trust payments, they spend more. And when governments trust the ecosystem, they support innovation rather than regulate in fear.
Q: Lastly, what do you hope TGIPay becomes in 5 to 10 years?
Mr. Adebowale:
I want TGIPay to be the platform that made digital financial systems in Africa feel simple, secure, and empowering. In 10 years, I want entrepreneurs, governments, fintechs, and even global partners to recognise TGIPay as one of the reasons Africa was finally able to unlock scalable, frictionless commerce, without losing its identity in the process.
Final Thoughts:
TGIPay’s launch feels like the beginning of something bold, not flashy but purposeful. The company presents a compelling argument that fintech must evolve from just processing payments to enabling lasting economic trust.
If Africa’s fintech journey is a marathon, then TGIPay seems to be training to run it with sustainability, scale, and security as its signature rhythm.
To learn more about TGIPay’s vision or stay inspired by the leadership behind it, you can connect directly with Mr. Olumide Adebowale, Chairman of TGIPay, via LinkedIn
You can also explore TGIPay’s products and mission on their official website here:
www.tgipay.com
