Cardtonic has unveiled its newest app upgrade – Cardtonic 3.0. Released on February 13th, 2024, this major update catapults Cardtonic beyond just a gift card platform into an all-encompassing lifestyle and payments solution platform.

With Cardtonic 3.0, users now have unprecedented freedom and convenience to buy gadgets online, pay bills with ease, enjoy seamless global shopping, and much more from one central hub.

Cardtonic 3.0 introduces three new powerful features to give users more control over their lifestyle needs today. Whether you want the latest cheap gadgets online, hassle-free bill payments, or unlimited global shopping – Cardtonic 3.0 brings it all together. Read on to uncover the possibilities with the Cardtonic 3.0 app!

Buy Gadgets Online At Discounted Prices

Discover Cardtonic’s new Just Gadgets selection, offering exclusive discounted prices on trending tech gadgets like smartphones, laptops, headphones, smartwatches and more. Now you can find your next gadget all in one place without overspending.

For instance, buy the latest iPhone models, Android phones, Apple watches and more top brands at affordable prices. As your number one online gadget store, Cardtonic lets you discover and buy airpods online alongside other cutting-edge electronics without the usual high retail prices.

Effortless Bill Payments from Home

Managing bills is now easier than ever with Cardtonic 3.0. Conveniently pay all your utility, TV, internet, electricity bills and more directly within the app. Set up automated reminders so you never miss due dates.

Experience truly simplified bill payments right from home. No more standing in long queues or visiting crowded offices simply to pay bills.

Seamless Global Shopping with Virtual Dollar Card

The Cardtonic virtual dollar card lets you shop seamlessly at international stores and websites without limits. Avoid transaction restrictions or cross-border fees. Top up your virtual card easily with Naira, then use it for payments anywhere Mastercard/Visa is accepted globally.

Your virtual dollar card gives you the shopping freedom previously lacking for Nigerians. Sign up to enjoy seamless cross-border shopping.

Frequently Asked Questions About Cardtonic 3.0

 1. Where Can I Buy Gadgets Online In Nigeria? 

You can buy a wide range of the latest tech gadgets like smartphones, laptops, AirPods, game consoles, kitchen appliances and more at discounted prices on Just Gadgets by Cardtonic. Just Gadgets makes finding your perfect gadget simple with user-friendly categories and affordable pricing on cutting-edge technology products.

2. Where Can I Buy Cheap Phones Online In Nigeria? 

 Just Gadgets by Cardtonic offers discounted pricing on the newest smartphone models and brands, making it the ideal destination to buy affordable Android and iOS phones online in Nigeria. 

3. What Kind Of Gadgets Can I Find On Cardtonic’s Just Gadget? 

Just Gadgets primarily offers a wide selection of high-quality gadgets, including AirPods, Apple Watches, game consoles, laptops, smartphones, tablets, kitchen appliances, sound systems and more.

4. How Can I Get A Virtual Dollar Card In Nigeria?

You can easily get a virtual dollar card in Nigeria by completing the quick KYC verification process within the Cardtonic app. This will grant you access to create a Virtual dollar card powered by Visa or Mastercard, which you can then use for convenient online shopping on international sites and making payments globally.

 5.  How Do I Update To Cardtonic 3.0? 

Updating to Cardtonic 3.0 is simple – just visit your iOS or Android app store, search for “Cardtonic”, and download the latest version of the app. Once installed, register with your details or log into your account to experience the new features.

6. What New Features Are Introduced In Cardtonic 3.0? 

Cardtonic 3.0 introduces the Just Gadgets platform for tech shopping, Virtual Dollar Cards for global digital payments, integrated bill payments, and more to simplify your financial lifestyle. The upgrade provides an all-in-one hub to save, spend, and manage your money.


Cardtonic 3.0 brings together convenience, savings, and simplified finance/lifestyle management into one powerful everyday application. This upgrade aims to enhance your financial experience and unlock endless possibilities to manage your money better.

Update your Cardtonic app now to enjoy seamless gadget shopping, virtual dollar cards for global transactions, easy bill payment, and so much more! With all these new features and capabilities now available in one place, Cardtonic 3.0 gives you the freedom and flexibility to spend, save, and live better.

Watch the video below.


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