The platform opens with remittance corridors from the UK and Canada to Nigeria and Kenya, and a peer-to-peer currency exchange community that formalises one of the most active – and most overlooked – financial markets in the diaspora
Every week, across cities like London, Toronto, and Calgary, Nigerians and Kenyans living abroad do something that rarely makes the news but quietly underpins entire family economies back home. They send money. They calculate exchange rates. They check transfer apps, weigh the fees, and make a decision about how much of what they earned will actually arrive at the other end. It is a ritual that millions of people in the diaspora know intimately, and it is one that, for too long, has been handled by platforms built around extracting value from the movement rather than preserving it for the people doing the sending.
Voye has launched to change that dynamic. The platform is a remittance and currency exchange app built specifically for diaspora communities, and it opens with two things that its founders believe the market has been missing. One is a fast, transparent, and genuinely affordable way to send money home from the UK and Canada to Nigeria and Kenya, and two, a P2P Community – a structured, protected space inside the app where users can exchange currencies they hold for the ones they need, directly with other community members, at rates they agree on themselves.
We started from a simple question: if you strip away everything that serves the platform and build only around what serves the person sending, what does that product look like? Voye is our answer to that question. Every decision in this product was made for the person on the other end of the transfer.]
– Akin Afolabi, Co-Founder & CEO, Voye
The remittance product is built around the idea that sending money home should require no tolerance for ambiguity and that money should mean more. Users download the app, complete a secure sign-up process, and fund a multi-currency wallet that supports NGN, KES, GBP, CAD, and more – all visible and manageable from a single dashboard. Transfers move quickly, and the experience has been designed with the understanding that for most of the people using it, this is not a casual or infrequent action. It is a commitment that runs on a schedule, and the platform needs to be reliable enough to honour that commitment every single time.
The P2P Community, launched alongside the remittance product and currently available to users in the UK and Canada, addresses something that the formal financial system has never properly confronted. Peer-to-peer currency exchange – where two people with matching needs find each other, agree on a rate, and settle locally without money crossing a border – has been happening informally in diaspora communities for as long as those communities have existed. It is organic, efficient, and in many cases more cost-effective than anything the formal market offers. But because it has lived entirely outside regulated channels, it has also been completely without structure, without protection, and without any data trail that regulators or policymakers could use to understand it, measure it, or improve it.
The reason it has stayed there is not a mystery. Platforms that build their business around controlling the flow of money have little incentive to hand that control back to users. A peer-to-peer model, where the rate is set by the two people exchanging and the platform earns by connecting and protecting rather than by holding and transferring, requires a different kind of business logic – one that prioritises community value over platform margin. Voye is built on exactly that logic, and its P2P Community is the most direct expression of what that means in practice.
What we are building is a handshake – the moment where two people who need each other’s currencies find each other, agree, and complete the exchange safely. That handshake has always happened. We are just making sure it happens inside something that protects both of them and creates a record the whole system can learn from.]
– Damilare Eniayewu, CTO, Voye
In practical terms, this means that a user in London holding GBP who needs NGN can find another member of the Voye community who holds NGN and needs GBP, agree on an exchange rate between themselves, and complete the transaction with the protection of the platform behind every step. No institution takes a cut in the middle. No opaque algorithm decides the rate. No one is left holding their breath wondering whether the other side will follow through, because the community is verified and the exchange is protected before it moves. What has historically been an act of community trust is now also an act backed by structured infrastructure.
Voye is powered by Cede, a financial infrastructure company with capabilities spanning global payments and settlement, treasury-as-a-service, risk and exposure management, and working capital and trade finance. The platform is available on iOS and Android, and the company has signalled that further corridors and currency pairs are in development. Voye’s mission, and the line that runs through every part of what the team is building, is to make money mean more – more value in every transfer, more protection in every exchange, and more dignity for every person sending.
ABOUT VOYE
Voye is a remittance and currency exchange platform built for diaspora communities. The platform enables users in the UK and Canada to send money home to Nigeria and Kenya, and provides a P2P Community for direct, protected currency exchange between verified members. Voye supports NGN, KES, GBP, CAD, and additional currencies within a single secure multi-currency wallet. The platform is powered by Cede and is available on iOS and Android.
Website – voyeapp.com
IG – https://www.instagram.com/voyeapp/
LinkedIn – https://www.linkedin.com/company/voyeapp/
