To make loan decisions, digital lenders collect an array of data points, your call records, GPS information, and messages. Although no digital lender will tell you what they check for, based on the data they ask for, we can make some guesses.
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On paper, it sounds like the perfect solution to the problem. Yet, since 2007, less than 20% of Nigerians are registered on the National Identity database.
Many of the problems with the process can be traced to politics and a political process that has complicated what should be a non-issue.
A global consumer organisation has raised some concerns over Nigeria’s Sim Card registration laws, going as far as to call them invasive
How much of a shock is it for a Nigerian to live in China, one of the world’s top digital superpowers? Molash, a student shares his tech in China experience
From infrastructure to city planning and mobility trends, a unique marriage of technology and data has the potential to birth a new age of socio-economic advancement in Nigeria. Lara.ng is proof of that.
GDPR became official in 2016 and the past two years have been to allow businesses and larger companies enough time to right their ship. You’re only hearing all the noise now because deadline day is close.